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Attorney Bankruptcy Services

Should I File Bankruptcy?

Should I File Bankruptcy?

  1. Are you facing foreclosure?
  2. Are lender(s) threatening to repossess your vehicle, mobile home or personal property?
  3. Are your creditors harassing you (at home/work), and calling your employer, family and friends?
  4. Are medical bills going unpaid and there is no likelihood of repayment?
  5. Are you recently divorced and facing mounting credit obligations from you or your spouse?
  6. Are you facing a judgment or wage garnishment?
  7. Are you having problems with the IRS?

If you answered "yes" to any of the above questions, and live in Washington State, it may be in your best interest to contact a bankruptcy attorney at Attorney Bankruptcy Services for a free consultation and see if you should file bankruptcy.

At one time or another, all of us have found ourselves in situations that have spiraled out of control.

Whether its losing a job, suffering a separation or divorce, losing a loved one or having a serious illness, life events directly correlate to one’s ability to repay debt.

This may be at the fault of no one, but it is an unfortunate reality of life. We understand the conditions that lead a person to consider whether they should file for bankruptcy. You are not alone.


Should I File Bankruptcy? - A Second Chance

Eliminating debt in bankruptcy gives you a second chance in your financial affairs.

You no longer have any legal obligation to repay your dischargeable debts.

The fresh start provided in bankruptcy can relieve you of the overwhelming stress caused by debt. After you successfully file bankruptcy your freedom from debt can provide you with the opportunity to rebuild your life, your finances and strengthen your family.


Should I File Bankruptcy? - Savings

Without having to pay the substantial monthly payments to your creditors, after you file bankruptcy you can start a savings account to provide for you or your family’s financial future.

If you can save a certain percentage of your former monthly debt in a savings account, you will have those cash reserves necessary to pay for those unexpected expenditures that can put you right back in the financial dilemma you may be facing today.


Should I File Bankruptcy? - Debt Counseling

Rather than file bankruptcy, some clients have already tried consumer debt counseling and have paid hundreds of dollars every month to a debt consolidation company, who will in turn pay some debts for them.

Statistics have shown that at least 75% of the time, that process will fail and the person drops out of the debt management program, but only after they have paid out so much money on the debts that they will eventually have to file bankruptcy.

In fact, as an individual if you file bankruptcy you can avoid the substantial payments required in a debt consolidation program, and come out of bankruptcy debt-free in around 90-110 days.


Should I File Bankruptcy? - Call So We Can Answer Your Questions

If you have any questions about whether you should file bankruptcy, or would like information about other non-bankruptcy options to eliminate your debt, please contact us for a free consultation. We are always happy to answer your questions. To receive a free consultation regarding your (or your friend or family member’s) debt problems, please contact us today at (206) 442-9500.

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