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WHO WE ARE
Attorney Bankruptcy Services is a Seattle, Washington law firm focused on helping Washington residents resolve credit and debt problems. We are an experienced, friendly and compassionate firm dedicated to protecting our client's assets and legal rights while eliminating or restructuring debt.
As a federally-designated "debt relief agency", we have assisted a wide range of clients facing debt-related problems such as:
- Credit Cards
- Medical bills
- Mortgage delinquencies
- Home Foreclosures
- Lawsuits
- Garnishments
- Payday loans
- Auto Repossessions
Our services include client-focused representation of individuals and businesses in Chapter 7, Chapter 13, as well as foreclosure and mortgage counseling and out-of-court (non-bankruptcy) settlements of credit card, medical, business and other debt. We offer low, flat-rate fees for bankruptcy case preparation and a free initial consultation to discuss your best option when facing debt and credit problems.
When you contact Attorney Bankruptcy Services, you can be rest-assured that we will listen carefully to your situation and offer friendly and non-judgmental legal advice and counsel tailored to solve your individual needs. Compassion is a central theme of our practice, and we take great pride in assisting our clients in obtaining a fresh start from their debt problems.
OUR CLIENTS
We represent clients in bankruptcy courts throughout Western Washington. Specifically, we represent clients in: King County, Snohomish County, Pierce County, Skagit County, Whatcom County, Thurston County, Kitsap County, Island County, Lewis County, Mason County, Grays Harbor County and Pacific County.
While we are available for office consultations, we offer clients the luxury of conducting appointments through email and over the phone to save you a trip to our Seattle law office. If you prefer, we can file your case without you ever visiting our law office. To schedule an in-office, phone or email consultation, please contact us
CHAPTER 7 BANKRUPTCY
A Chapter 7 bankruptcy, often called a "straight bankruptcy," involves the elimination of credit card, medical and other unsecured debts. In this situation, the debtor files a petition and a series of schedules with the court, listing his or her debts, expenses, assets and income. Any property that is not exempt from bankruptcy is liquidated (i.e., sold off) to pay off the debts. If the debtor has no non-exempt assets, the debts are simply wiped clean through a court order signed by a bankruptcy judge called a discharge.
CHAPTER 13 BANKRUPTCY
A Chapter 13 bankruptcy is typically utilized by a home owner who has fallen behind on mortgage payments or an individual whose income is too high to qualify for Chapter 7. A bankruptcy filed under Chapter 13 is designed for people with regular income who want to or can pay their debts but are presently unable to do so. A Chapter 13 bankruptcy enables the debtor, under court supervision and protection, to propose and carry out a plan for repaying creditors over an extended period of time.
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